Validate new community/member suitability to join an existing mutual vs establish a new mutual.

Assess market, customer segment, capital requirement and member value to determine new mutual feasibility.

Prepare product wordings, capital models, governance structure, marketing & sales collateral.

Establish entity, offer mutual capital instruments, place (re)insurance, appoint board, launch marketing.

Onboard customers, manage claims, issue renewals, manage financials & capital, grow diversification & scale.